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Case Studies Overview

The following case studies are examples of what we feel represent the major scenarios where a dealer would find our Cash Advance program attractive.

For specific information in regards to pricing, availability and service agreements, please contact the VAC branch office[http://VACorp.com/contact/index.asp] that services your area.

• Case Study 1 - Retaining Ownership of your Contracts[http://VACorp.com/advance/caseStudy1.asp]
• This scenario is where a dealer has a large number of contracts that they want to retain ownership of. We provide a quick source of cash for a reasonable fee.
• The cash advance program is advantageous to the dealer in this scenario because for a guaranteed fee arrangement, the dealer can obtain cash for immediate needs, and retain the 'back-end' of the receivable to the conclusion of the loan.

• Case Study 2 - Point of Sale[http://VACorp.com/advance/caseStudy2.asp]
• The scenario is where the dealer can recieve enough cash at the point of sale to cover the cost of the vehicle, pay the sales tax and transfer costs, receive a small profit, and retain ownership of the balance of the receivable.
• This allows a dealer with minimal working capital to create his own notes receivable portfolio.

• Case Study 3 - Hard to Sell Contracts[http://VACorp.com/advance/caseStudy3.asp]
• In the event of an out of balance contract where the book value of the vehicle makes the sale of the contract via bulk purchase an unreasonable discount to the dealer, you can still generate upfront cash while retaining the balance of the receivable contract for yourself.
• In this scenario, you eliminate the penalty of selling a note with a high P&I balance versus low Book Value ratio.

	Cash Advance Program Details[http://VACorp.com/advance/details.asp]
	Cash Advance Case Study 1 - Retaining Ownership of your Contracts[http://VACorp.com/advance/caseStudy1.asp]