A leader in the Cash Advance, Servicing and Purchasing of Buy-Here-Pay-Here Contracts
Reasons to sell your notes to Vehicle Acceptance Corporation:
The foremost reason to sell your notes is to fully realize the value of an extended series of payments in a lump sum, in today's dollars.
What is the difference between selling your notes and servicing them on your own?
The purpose of Vehicle Acceptance Corporation is to advance the full long term value of a series of payments authorized under a contract originated by a dealer.
The value of this service can be fully comprehended with an understanding of the time-value of money, and the real expense of actually servicing and collecting payments from contracts at the independent dealer level.
What does market variation have to do with your business?
Today's business climate is anything BUT isolated, especially in the independent dealership market.
Considering massive discounts and incentives provided by new vehicle manufacturers, and brutal competition, you need all the help you can get to keep your business at the top of the market.
Here is where we can help; The value tied up in your recievables is significant. This value can be applied to improving or increasing inventory, capital improvemtents at the lot, or information technology investments that significantly impact your efficiency.
We use LIMS by Seatip SSI Inc.
Why is the value of the upfront money you say is so valuable to my business really all that important?
It all revolves around the opportunity cost of money.
Definition of Opportunity Cost: "The cost of passing up the next best choice when making a decision."
Are you really better off relying on the hypothetical 36 payments over a 3 year period, versus realizing the full value of that note in today's dollars?
What we propose to all independent dealers is this:
Your notes are valuable, PERIOD. It is how much value that you wish to extract from those notes that determines what they can do for you when you sell them to Vehicle Acceptance Corporation.
We are here to maximize the value of those notes for you in the short term to improve your current cash standing.
Purchasing GuidelinesSubmit a package for reviewPurchasing Main MenuServicing ProgramCash Advance Program
Cash AdvanceIndependent businesses receive an advance of 3 to 9 months of payments on your notes, while retaining ownership
Note ServicingIndependent dealers retain ownership of your receivables while allowing us to collect payments and service your contract for you.
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Title LoansArizona residents can use the value of their vehicle to obtain funding of virtually any amount